2025 Model X vs 2025 Model Y: Which One Has a Lower Total Cost of Ownership over 5 Years?

When choosing a Tesla electric vehicle that suits you, the total cost of ownership is a key consideration. Many consumers wonder which model is more economical in the long run—the premium Model X or the more widely adopted Model Y. This article provides a detailed comparison of the five-year total cost of ownership between the 2025 Model X and the 2025 Model Y to help you make an informed decision.

Vehicle Cost: Significant Differences in Initial Investment

First, let’s compare the starting prices of both vehicles. According to information from Tesla’s U.S. website, the 2025 Model Y Rear-Wheel Drive starts at approximately $44,990. In comparison, the 2025 Model X Dual Motor All-Wheel Drive starts at around $79,990. Clearly, the Model Y has a much lower entry price.

However, the initial price is only one factor. Next, we will delve into expenses over five years, including insurance, energy, maintenance, depreciation, and more.

Detailed Breakdown of Five-Year Total Cost of Ownership

Insurance Costs

Generally, the higher the vehicle price, the higher the insurance cost. In the United States, the average annual insurance cost for the Model X is about 20–30% higher than that of the Model Y. In markets like Germany or Japan, this difference may be even more pronounced.

Energy Consumption

According to U.S. Environmental Protection Agency data, the Model Y generally has slightly higher energy efficiency than the Model X. This means that for the same mileage, the charging cost for the Model Y is lower. For example, in California, assuming an annual mileage of 15,000 miles, the Model Y could save about $600–800 in electricity costs over five years.

Maintenance and Repairs

Tesla electric vehicles are known for their low maintenance needs. However, the complex structure of the Model X (such as the Falcon Wing doors) may lead to higher potential repair costs. In contrast, the Model Y’s design is more straightforward, and its long-term maintenance costs are typically lower.

Depreciation Rate

Luxury vehicles often depreciate faster. Industry data show that after five years, the residual value rate of the Model X may be 5–10% lower than that of the Model Y. This difference is particularly evident in the used car market, directly impacting the total cost of ownership.

Impact of Regional Factors on Costs

It is worth noting that the total cost of ownership highly depends on your country or region. For example, in Germany, high energy taxes may amplify the cost-saving advantages of electric vehicles. In Japan, lower insurance costs may narrow the cost gap between the two models.

Specifically, for consumers in Cambodia, when considering a car for sale in Cambodia, it is also necessary to factor in import duties, local taxes, and the availability of charging infrastructure. Currently, as imported electric vehicles, the 2025 Model X and the 2025 Model Y may be priced significantly higher in Cambodia than in the U.S. market. However, their extremely low operating costs may offset part of the initial premium over long-term use.

Conclusion: Which Vehicle Has a Lower Total Cost Over Five Years?

Overall, for most average households and individual users globally, the 2025 Model Y typically offers an advantage in the five-year total cost of ownership due to its lower purchase price, higher energy efficiency, and lower maintenance costs.