Financial Service

DP SPECIALIZED BANK

Auto Loan Condition

🚗 Auto Loan Condition
Nationality		Khmer
Age		From 18-50 year old
Income		Based on reality assess
Loan Size	New Car	Up to $100,000
Loan Size	Used Car	Up to $80,000
Loan Term (Payment Term)	New Car	7 years or 84 months
Loan Term (Payment Term)	Used Car	6 years or 72 months
Interest Rate	New Car	From 0.65% to 0.79% per month
Interest Rate	Used Car	From 0.79% to 0.99% per month
Down Payment	New Car	From 10% of Vehicle’s price
	Used Car	From 15% of Vehicle’s price
	Chinese Brand	From 20% of Vehicle’s price
Other Fees	Loan Fee (Admin fee)	0% (Free)
	Prevention Letter	$155
	GPS	$44
	Valuation	$1/km (Outside PP & Kandal)
	Insurance	Normally 1% of Vehicle price (Promo: 0.7%) 1st year customer pays; bank covers from 2nd year onward
Driver license		Required (can submit after approval)
Co-Borrower		Single: require parent/sibling Married: require spouse
Guarantor		Optional
Collateral		Vehicle Identification Card under customer name
Pay off / Partial		Allowed anytime without penalty
Operation Area		All 25 provinces

Car Loan Calculator

Car Price (USD) Down Payment (%) Loan Term (Months)

Note:

This result is an approximate calculation and may slightly differ from the final amount. The exact monthly repayment is subject to the bank’s actual calculation.

Installment Case Study

Take Mazda EZ-6 for Example

🚗 New Car Installment Calculator – DG Motors					💰 Monthly Payment Amount
Model	Price	Down Payment Amount		Loan Amount	12M	24M	36M	48M	60M	72M	84M
Mazda EZ-6	$35,500	20%	$7,100	$28,400	$2,563	$1,379	$985	$788	$669	$590	$534
		30%	$10,650	$24,850	$2,242	$1,207	$862	$689	$586	$517	$467
		40%	$14,200	$21,300	$1,922	$1,034	$739	$591	$502	$443	$401
		50%	$17,750	$17,750	$1,602	$862	$616	$492	$418	$369	$334
		60%	$21,300	$14,200	$1,281	$690	$492	$394	$335	$295	$267

No administrative fees and no CBC fees
Insurance package included from year 2 until loan maturity
Can pay off or partially repay principal at any time without penalty
Credit card in customer’s name
Contact number: 077 937 855/010 870 76

More Information

Vehicle models vary, the condition of the vehicle varies, and the instalment options will be different as a result.

Please contact us for an accurate instalment payment plan for your favourite Chinese car at DGmotors Phnom Penh!